Wingate Title Loans

Title Loans in Atlanta, Georgia

Applying for a car title loan in Atlanta has never been easier. We know that your schedule is hectic and that the last thing you want to worry about is taking time out of your busy day to apply for Wingate Title Loans. To help simplify the process, you can now apply for auto title loans Atlanta right from you own home or any place you have the Internet.

Using our easy web form, you can tell us a few details about your car and provide us with your basic contact information. One of our loan representatives will call you at their earliest convenience to provide you with a free loan quote.

There's no obligation to accept the amount of the title loan and you may be able to negotiate certain terms, such as the repayment amount by taking a lesser loan. It's completely up to you.

Here is the information we'll need when you apply for title loans Atlanta:

Name, Phone Number & Zip Code

Vehicle Year

Make & Model

Approximate Mileage


We offer competitive loans to help you when you need it most. Unlike banks, we don't solely base your approval on your credit score. With us, you don't need perfect credit.

Wingate Title Loans

What is important is that you own your vehicle and that you have steady employment which ensures that you can make your loan payments.

Most lending institutions look at your past, and sometimes we make mistakes but that doesn't mean you're not worthy of a loan. We're willing to give you the second chance that you deserve.

Our number one goal is to lend you the money you need when you need it and to do it as quickly as possible. All of our loan specialists work diligently to get your loan approval because we know that time is of the essence for most of our clients.

Once you are approved for title loans Atlanta, you can expect to receive your cash stat. We make the process move effortlessly and seamlessly so it's a smooth ride from start to finish.

How It Works

When applying for title loans Atlanta, you'll need proper documentation showing that you are the owner of your vehicle, valid identification, and proof of income. Once we've received your title, driver's license and a pay stub, our loan experts will work hard to complete all loan documents for Wingate Title Loans.

Documentation Needed

If you don't have all of the documentation needed for your loan, the loan will be placed on hold until we receive everything we need to complete your contract. Your vehicle's title must be free and clear of any other loans, debts and liens. We will perform a title search to ensure that your title is debt-free. The title must be registered in your name and you must be at least 18 years of age or older.

Contract and Terms

A contract will be drawn up based on the terms of your loan that you will be required to sign, indicating that you agree and understand the repayment terms of the loan. Factors that can affect the amount of your monthly loan payment plan can include but aren't limited to the amount of your loan, the worth of your vehicle and your income.

Repayment Plan

We do our best to make the monthly payments affordable because we want you to repay the loan without breaking the bank. After you review the details outlined in your contract and agree to the repayment plan, you'll sign off on the loan with our representative and receive the cash you need. It's really that simple.

Frequently Asked Questions

This will depend on how much your car is worth. Newer cars are obviously worth more than older models and other factors that will effect your car's worth include mileage and condition. After you agree to the terms, we'll place a lien on the title to your vehicle until the loan is repaid.
Our loan terms are fair and simple. The first payment date will be laid out for you in the details of the contract and our loan specialist will explain the repayment schedule.
Yes! We do everything in our power to help keep you behind the wheel of your car.
We know that unexpected things come up, so we'll work with you to the best of our ability should you miss a payment. If non-payment becomes the norm, we do reserve the right to repossess your vehicle until the loan has been paid in full. At that time, we will release the vehicle back into your possession.
We will give you the opportunity to bring your loan to good standings but we can't wait forever. Your vehicle will be auctioned off if you cannot remedy the loan and you do have the right to bid on your vehicle at the auction. If the vehicle sells for less than what you owe on the loan, you will only be responsible for the difference. (Example: If you owed $1,000 but your vehicle only sold for $800, you would only owe us the difference of $200 to close out your title loan.)
We will release the lien on your title and everything will go back to the way it was prior to taking out your loan. We'd love to do business with you in the future and look forward to seeing you again!